Money articlesTax Preparation Made Easy
April 15 may seem far away, but it's not too early to start thinking about organizing your taxes, especially if you know you'll have to do some digging to unearth the necessary receipts and other paperwork.
How To Know If A Mortgage Rate Lock In Is Right For YOU!
A mortgage rate lock is a contractual mechanism that is put in place to protect borrowers from a price increase between the date of closing and the mortgage rate lock in date.
Conserve Your Sanity: Hire a Tax Professional
Each year, federal income taxes increase in size and difficulty. Each year tax software packages get better, but even using software programs require time. What is your time worth to you? It is a good question to ask yourself when it comes to preparing tax returns.
Credit Damage: Getting Compensated for Your Loss
Regardless of the haggling between lawyers and insurance companies, it's the credit victim who ends up having to live with a bad credit rating. Today, there are legally accepted means for measuring loss of credit through the procedure of (CDM).
Is This Tax Credit For You?
Millions of Americans forgo critical tax relief each year by failing to claim the Earned Income Tax Credit (EITC), a federal tax credit for individuals who work but do not earn high incomes.
Financial Planning is Like an Oil Change
Rather than following a regular "maintenance" schedule, many people think about their long-term financial health mostly when they need to take care of a current "life event:" buying a house, having children, facing a medical emergency and so on.
12 Basic Stock Investing Rules Every Successful Investor Should Follow
There are many important things you need to know to trade and invest successfully in the stock market or any other market. 12 of the most important things that I can share with you based on many years of trading experience are enumerated below.
Rising Interest Rates Will Drive Car Buyers to Explore New Financing Options in 2005
New car shoppers will enjoy many of the trends shaping up in the automotive industry in 2005. They're likely to find a broader range of vehicle safety features, wider availability of hybrid engines and unprecedented flexibility in seating and storage systems.
Mortgage Elimination: A Horrible but Sure Way to Lose Your Home to Foreclosure
"Own your home free and clear in 3 to 4 months. Note paid in full." How does this statement sound to you? Does it bring out a sentiment of grand larceny or does it peek your interest as a means to quickly and legally increase your personal net worth?.
What's Next for Estate Taxes?
With President Bush back in office for four more years, people who've been thinking about estate planning are breathing a sigh of relief. Mr. Bush, after all, ran on a platform promising to end the "death tax."
The advantages of consumer credit counseling
Many individuals have been helped by consumer credit counseling to take control of their finances and to eliminate debt. Consumer credit counseling can work for you by teaching money management skills which can help you throughout your lifetime.
Make Sure Your New Life Together is Well Protected
If you or your sweetheart just popped the question, your mind is probably racing with exciting plans. But among those thoughts of gowns, gifts, rings and receptions, make sure that insurance doesn't slip your mind. Add insurance to your wedding checklist.
Americans Closest to Retirement are Ill-Prepared to Generate a Retirement
A new study finds that Americans aged 55-64 agree that having a guaranteed stream of income during retirement is their top goal, but the vast majority don't know how to convert their retirement savings into a regular retirement "paycheck."
What Is Homeowners Insurance Coverage?
Before attempting to find the best homeowners insurance coverage you should make sure that you are familiar with what homeowners insurance is and what it can do for you. A standard policy provides financial coverage to your house and the property within the house.
Home Renovation Costs Can Be Rolled into Mortgage
Home remodeling projects come in all shapes and sizes: from simple projects that breathe new life into a home to major projects that involve gutting a house and redesigning the floor plan to customize it for your lifestyle.
How To Avoid Money Problems
Everyone has to face a financial crisis some time in their life. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. But often, it can be overcome.
Reasons For Joining An Investment Club
Whether you're a novice investor or an experienced stock picker an investment club may be beneficial to growing your investment portfolio. This article explains what an investment club is, why you should have an investment program and why you should join an investment club.
An Open Letter From a So-Called Stupid
Someone recently told me, "You would have to be a stupid to lose your personal information." While I respectfully responded to this person in the moment, the comment has stuck with me. Why Identity Theft makes us all dummies...
If you had to choose the greatest enemy of your financial security, where would you look? In the lineup as you look them over who would you choose? There are so many that qualify. Banks, credit card companies, persuasive advertisers, finance companies...
Financial Planning is Like an Oil Change
Most people provide their cars with the right maintenance in order to make their investment last a long time. That same approach can work with planning your financial future. A little planning can do a lot to give you some comfort.